June 2, 2021

What is Cryptocurrency?

My 20-year-old-son started investing in cryptocurrency through the Robin Hood app last year. He’s made a nice return so far. Cryptocurrency once was a scary and uncertain investment, but today, millionaires are being created without the use of dollars, and you can buy goods […]
June 1, 2021

What Are Interest Rates?

I owned a mortgage brokerage when the market collapsed in 2008. I was already familiar with mortgage rates, but this was the first time I saw fed rates fall to the floor.  It took 5 years for rates to start climbing again. Now we’re […]
January 5, 2021

Independent contractors vs employees

If you are going to hire employees, I strongly recommend using a payroll service. Currently I like Gusto and Sure Payroll for easy and inexpensive online services. I can help you set up an account with either of these, or with ADP, Paychex, Heartland, […]
November 10, 2020

Your current business

Whatever company you had before Feb 2020 is gone. We will adapt or the change to the market will force closure the way Kinkos put typesetters out of work. Around the globe, restaurants have massive unused dining space and tiny kitchens. Now they need […]
March 20, 2020

How to apply for SBA disaster loan due to coronavirus

Hi all, I just posted a new full walkthrough video on how to apply for the SBA disaster loan. Get in line as soon as you can because they will probably be underwriting them in order.
February 12, 2020

Why your business can’t make you enough money

I’m not going to get into a philosophical conversation about what enough means, and I’m clear this is one reason, and not the only reason, though it’s probably a big part. Do you know what financial planning and analysis means? It sounds pretty straightforward, […]